With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
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I'm
Danielle
Founder, The Net Worth Network
With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
Let's get
FISCALLY FIT
FINANCIALLY LIT
Our site will be changing frequently as we are building the network, which launched in February 2024. I would love to hear feedback from you! What is the area that causes you anxiety? What would you like to learn more about? Take the New Audience Survey and let us know!
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Danielle Runyon
CPA, Educator, Content Creator, Student for Life
From an early age, whenever someone posed the question, "What do you want to do when you grow up?" I have responded with another question: "Is there such a thing as a professional student?" I have always loved school, and if I could, I would go back and master a new subject every few years!
Born in Indiana and raised across the River in Owensboro, KY, I eventually made the move to Lexington and attended the University of Kentucky, studying Accounting and Spanish, earning my B.S. in Accountancy in December 2007, and subsequently finishing up Spanish in 2008. I became a CPA (certified public accountant) and spent more than a decade working in public accounting with one of the best auditing practices in the world. And I believe I would have continued down this very expected path in life, except for the multitude of growth opportunities (a.k.a. crises, in the vernacular) that life threw at me in 2019. For the first time in my life I experienced true loss and grief, followed by a global pandemic.
This period of crisis meant I was taking a somewhat forced "gap year" which is how I now choose to look at it. A time of healing and exploration, this time off really allowed me to consider what a fulfilling and meaningful life would look like for the real me, who has a zeal for not only learning, but also for sharing knowledge, teaching. I began teaching part time at the community college, following in my parents' footsteps, but that's when the entrepreneur bug bit, and coincidentally, I received a sign that it was time to go for it. (If you are curious about this sign, check out the ENTRE Institute link on this site, under Partners and Offers.)
So in February 2024, I was able to launch my own online business, Rae Digital Enterprises LLC, and kicked it off with the flagship channel, The Net Worth Network. I now get the privilege of combining my knowledge of accounting and finance, my passion for education, and a brand new craving I have for artistic freedom and creativity.
Rae Digital Ventures LLC is a single-member LLC and is a digital business focused on developing digital properties and providing online services across a variety of niches. The Company was born out of my entrepreneurial aspirations that have been suppressed for over a decade. The long-term plan for the company is to build a service agency to help other small businesses accomplish their financial and marketing goals, as well as to build multiple virtual properties to develop content in collaboration with both affiliate marketing and education business models.
The Net Worth Network is the flagship brand of the Company, created as a result of my own battles with money at certain points in my life, combined with my long-time concern that an unacceptable percentage of people struggle with money matters, and that lack of education plays a large part in that struggle.
My vision for this channel is for a community and a resource for ordinary people like you and me to become empowered to make confident financial decisions and build an extraordinary life and legacy for their families.
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Here you will find all my new blog entries and articles about tips, strategies, products, tools to help you live your best financial life.
Let's get fiscally fit and financially lit together!
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Things may come to those who wait, but only the things left by those who hustle - Abraham Lincoln
- Discover the top 10 survey apps that actually pay real money.
- Learn about each app's unique features, earning potential, pros, and cons.
- Get tips on maximizing your earnings and read user reviews for each app.
- Find out which survey apps pay the fastest and how to get started.
Are you looking to make some extra cash online? Survey apps offer a simple way to earn money by sharing your opinions and feedback. However, not all survey apps are created equal. In this article, we'll explore the top 10 survey apps that can help you make real money online. I'm a big believer of "every little bit adds up" and whether you're looking to supplement your income to start investing or just want some extra spending money, these apps are worth checking out!
Swagbucks is a popular rewards program that allows users to earn points (called SB for SwagBucks) for completing various tasks. These tasks include taking surveys, watching videos, shopping online, and even searching the web. Once you've accumulated enough points, you can redeem them for gift cards or cash via PayPal. I've mentioned this one to my readers before, and that's for a reason! The opportunities are varied and MANY!
The earning potential with Swagbucks varies depending on the activities you participate in. Surveys typically pay between 50 to 300 SB, which equates to $0.50 to $3.00. Other tasks, like watching videos, may pay less. But completing offers will usually pay much more - I've earned $100 to $150 dollars from one offer more than once!
- Multiple ways to earn points
- Low payout threshold
- Wide variety of gift card options
- Some tasks have low earning potential
- Surveys can be disqualified
- Points for certain activities can take time to accumulate
- Focus on high-paying surveys and offers, especially during "double payout" windows.
- Use the Swagbucks search engine for daily points.
- Participate in daily polls and watch videos regularly.
Check out this video for a quick walkthrough of how to complete offers on this site!
Swagbucks has generally positive reviews, with many users praising the variety of ways to earn points. However, some users have reported issues with survey disqualifications and low payouts for certain tasks. As a consistent user of this platform, I can tell you the one thing I love about it is that if for some reason there is a glitch and you haven't gotten paid for something you think you should have, all you have to do is send in a screenshot and they instantly give you the credit for completing the task. The Customer Service team is top notch among sites like this.
Swagbucks is a versatile platform that offers multiple ways to earn money. While some tasks may not be highly lucrative, the variety and low payout threshold make it a worthwhile option. Sign up for Swagbucks here.
User Testing is a platform that pays users to test websites and apps and provide feedback on their usability. Each test typically involves completing a series of tasks and recording your thoughts and reactions.
1. Sign up and complete a sample test to qualify.
2. Receive test invitations via email.
3. Complete tests and receive payments via PayPal.
User Testing pays $10 for each completed test, which usually takes about 15-20 minutes. Payments are processed weekly via PayPal. There are also more lucrative tests you can take if you qualify for them - for example, a live conversation test that lasts 30 minutes will pay out $30, but you have to answer some questions and qualify based on the experience, demographic, and other details the marketer is interested in. And then occasionally, there will be shorter tests that take about 5-10 minutes and they pay out $4. Here's what my dashboard looks like, as an example:
- High payment rate per test
- Frequent test opportunities
- Payments processed quickly
- Not all users qualify for every test
- Tests require a quiet environment
- Must have a good internet connection and microphone
User Testing is highly rated for its straightforward process and relatively high pay per test. Some users have noted that test availability can be inconsistent.
- Ensure your testing environment is quiet and free of distractions.
- Speak clearly and describe your thoughts in detail.
- Complete tests promptly to increase your chances of receiving more invitations.
Sign up for UserTesting here.
Free Cash is a quickly growing app that offers various ways to earn money, including taking surveys, completing offers, and playing games. The app emphasizes quick payouts, making it a popular choice for those looking to cash out fast.
1. Download the Free Cash app from the App Store or Google Play.
2. Create an account and complete your profile.
3. Start participating in surveys and offers.
Free Cash offers a range of payout options, including PayPal, gift cards, and cryptocurrency. The minimum payout threshold is relatively low, allowing users to cash out quickly.
- Fast and easy payouts
- Multiple earning opportunities
- Low payout threshold
- Limited earning potential for certain tasks
- Some offers require spending money
- Survey availability can vary
Users appreciate the quick payout options and variety of ways to earn money. However, some have mentioned that certain offers and surveys can be time-consuming. What I like the most about FreeCash is that the offers usually are tiered. For example, if the offer pays out 90 dollars, there are multiple levels to it to receive $5 if you reach level 1, another $10 if you reach level 5, and so on until you accumulate the $90. This allows you to pick and choose, especially if you don't have time for the more time-consuming tasks, and you still get some benefit from doing a piece of the offer. It's not "all or nothing" like some similar apps require.
- Focus on high-paying offers and surveys.
- Check the app regularly for new earning opportunities.
- Refer friends to earn bonus points.
Get started earning on FreeCash here!
Survey Junkie is a straightforward platform that connects users with surveys from various market research companies. Users earn points for each survey completed, which can be redeemed for cash or gift cards.
Surveys on Survey Junkie typically pay between 50 to 200 points, with each point equivalent to $0.01. Payments can be redeemed via PayPal or e-gift cards once you reach the minimum threshold of 1,000 points ($10).
- User-friendly interface
- Consistent survey availability
- Low payout threshold
- Limited earning potential
- Some surveys have high disqualification rates
- Points can take time to accumulate
Survey Junkie has positive reviews for its ease of use and reliable payouts. Users appreciate the consistent availability of surveys but note that disqualification can be an issue.
- Complete profile surveys to increase your chances of qualification.
- Log in regularly to check for new surveys.
- Be honest and consistent in your responses.
Survey Junkie is a reliable option for those looking to earn extra money through surveys. While the earning potential may be limited, the platform's ease of use and consistent payouts make it a good choice. Get started here!
Pinecone Research is known for its high-paying surveys and exclusive membership. The platform focuses on collecting detailed feedback on products and services before they hit the market.
Joining Pinecone Research can be challenging as membership is by invitation only. Keep an eye out for recruitment campaigns or apply through referral links.
Each survey typically pays $3, and users can choose between cash, gift cards, or merchandise for their rewards. Payments are processed quickly, usually within a few days.
- High payment per survey
- Quick and reliable payouts
- Surveys are usually straightforward and easy to complete
- Limited availability of surveys
- Difficult to join
- Some users may find the surveys repetitive
Users highly rate Pinecone Research for its high payouts and reliable payments. The exclusivity of the platform is both a pro and a con, as it limits survey availability but ensures high-quality surveys.
- Ensure you respond quickly to survey invitations.
- Complete surveys honestly and thoroughly.
- Look out for special product testing opportunities.
Get started here!
Branded Surveys is a well-regarded platform that connects users with paid surveys from various market research firms. Known for its user-friendly interface and reliable payouts, it has become a popular choice for many.
Sign up on the Branded Surveys website.
Complete your profile to receive survey invitations.
Start participating in surveys and earning points.
Branded Surveys pays between $0.50 to $5.00 per survey, depending on the length and complexity. Earnings can be redeemed for cash via PayPal or gift cards once you reach the minimum payout threshold of $10.
User-friendly platform
Low payout threshold
Reliable and timely payments
Limited survey availability
Some surveys have low payouts
High disqualification rate for certain demographics
Branded Surveys receives positive reviews for its ease of use and timely payments. Users appreciate the variety of surveys available but note that the qualification rate can vary.
Complete your profile thoroughly to increase your chances of qualification.
Log in regularly to check for new surveys.
Participate in bonus programs and referral opportunities.
Get started here today!
Toluna is a survey platform that rewards users for sharing their opinions on various topics. Users earn points for completing surveys, participating in polls, and engaging in community activities.
Surveys typically pay between 1,000 to 20,000 points, with 3,000 points equivalent to $1. Points can be redeemed for cash, gift cards, or merchandise.
- Active community and engagement opportunities
- Multiple ways to earn points
- Wide variety of survey topics
- High point thresholds for payouts
- Surveys can be time-consuming
- Points expire if not redeemed
Toluna is praised for its active community and variety of surveys. However, users note that the high point thresholds for payouts can be challenging.
- Participate in community activities and polls for extra points.
- Complete surveys promptly to avoid expiration.
- Redeem points regularly to prevent expiration.
Toluna offers a dynamic and engaging way to earn money through surveys. While the point thresholds can be high, the active community and variety of earning opportunities make it a fun platform to use. Get started with Toluna here!
InboxDollars is a rewards program that pays users for completing various online activities, including surveys, reading emails, watching videos, and shopping online.
1. Sign up on the InboxDollars website.
2. Complete your profile to receive activity invitations.
3. Start participating in surveys and other earning opportunities.
InboxDollars offers multiple payment options, including cash, gift cards, and checks. The minimum payout threshold is $30.
- Multiple ways to earn money
- Low payout threshold
- Variety of earning opportunities
- Some tasks have low earning potential
- Payment processing can be slow
- High payout threshold
InboxDollars is well-reviewed for its variety of earning opportunities and reliable payouts. However, some users have reported slow payment processing and low payouts for certain tasks.
- Focus on high-paying surveys and offers.
- Check your email regularly for activity invitations.
- Participate in daily activities for extra earnings.
Get registered and start earning here.
MyPoints is a rewards program that allows users to earn points for shopping online, taking surveys, watching videos, and more. Points can be redeemed for gift cards, travel miles, or cash via PayPal.
1. Sign up on the MyPoints website.
2. Complete your profile to receive activity invitations.
3. Start earning points through various activities.
MyPoints offers a range of rewards, including gift cards, travel miles, and cash via PayPal. The minimum payout threshold varies depending on the reward.
- Multiple ways to earn points
- Variety of reward options
- User-friendly interface
- Some activities have low earning potential
- High point thresholds for certain rewards
- Points can expire if not redeemed
MyPoints is praised for its variety of earning opportunities and user-friendly interface. However, users note that the high point thresholds for certain rewards can be challenging.
- Focus on high-paying surveys and shopping offers.
- Participate in daily activities for extra points.
- Redeem points regularly to prevent expiration.
Sign up here.
LifePoints is a survey platform that rewards users for sharing their opinions on various topics. Users earn points for completing surveys, which can be redeemed for cash or gift cards.
1. Sign up on the LifePoints website.
2. Complete your profile to receive survey invitations.
3. Start participating in surveys and earning points.
LifePoints offers a range of payout options, including PayPal, gift cards, and merchandise. The minimum payout threshold is 550 points, which is equivalent to $5.
- Quick and easy surveys
- Low payout threshold
- Multiple payout options
- Limited survey availability
- Points can expire if not redeemed
- Some surveys have low earning potential
LifePoints is well-reviewed for its quick and easy surveys and low payout threshold. However, users note that survey availability can be limited.
- Complete profile surveys to increase your chances of qualification.
- Log in regularly to check for new surveys.
- Redeem points promptly to prevent expiration.
Get your LifePoints here.
Survey apps provide a convenient way to earn extra money online. While the earning potential varies, the top 10 survey apps we've reviewed—Swagbucks, User Testing, Free Cash, Survey Junkie, Pinecone Research, Branded Surveys, Toluna, InboxDollars, MyPoints, and LifePoints—offer reliable payouts and a variety of ways to earn. By choosing the right apps and following our tips, you can maximize your earnings and make the most of your time.
I recommend testing as many of these as you can, and you will quickly get a feel for which ones you will want to continue. That's the beauty of these apps - you have so many choices and opportunities to make spare cash. And remember, every little bit adds up!
What is the best survey app to make real money?
The best survey app to make real money depends on your preferences and availability. Swagbucks, Free Cash and User Testing are highly recommended for their variety of earning opportunities and high payouts.
How much can I realistically earn with survey apps?
Earnings vary widely depending on the app and the time you invest. Most users can realistically earn between $50 to $200 per month using multiple survey apps.
Are survey apps worth my time?
Survey apps can be worth your time if you're looking for a flexible way to earn extra money. However, they should not be relied upon as a primary source of income.
Which survey apps pay the fastest?
Free Cash and User Testing are known for their quick payouts. Free Cash offers fast payout options, including PayPal and cryptocurrency, while User Testing pays weekly via PayPal.
Can I use multiple survey apps to increase my earnings?
Yes, using multiple survey apps can increase your earnings. By diversifying your participation, you can take advantage of more opportunities and maximize your overall income.
Disclaimer: Please be aware that some of the links on this site will direct you to the websites of third parties, some of whom are marketing affiliates and/or business partners of this site and/or its owners, operators and affiliates. We may receive financial compensation from these third parties. Notwithstanding any such relationship, no responsibility is accepted for the conduct of any third party nor the content or functionality of their websites or applications. A hyperlink to or positive reference to or review of a broker or exchange should not be understood to be an endorsement of that broker or exchange’s products or services. This website does not provide investment, financial, legal, tax or accounting advice. Some links are affiliate links.
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