With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
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Hello!
I'm
Danielle
Founder, The Net Worth Network
With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
Let's get
FISCALLY FIT
FINANCIALLY LIT
Our site will be changing frequently as we are building the network, which launched in February 2024. I would love to hear feedback from you! What is the area that causes you anxiety? What would you like to learn more about? Take the New Audience Survey and let us know!
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Danielle Runyon
CPA, Educator, Content Creator, Student for Life
From an early age, whenever someone posed the question, "What do you want to do when you grow up?" I have responded with another question: "Is there such a thing as a professional student?" I have always loved school, and if I could, I would go back and master a new subject every few years!
Born in Indiana and raised across the River in Owensboro, KY, I eventually made the move to Lexington and attended the University of Kentucky, studying Accounting and Spanish, earning my B.S. in Accountancy in December 2007, and subsequently finishing up Spanish in 2008. I became a CPA (certified public accountant) and spent more than a decade working in public accounting with one of the best auditing practices in the world. And I believe I would have continued down this very expected path in life, except for the multitude of growth opportunities (a.k.a. crises, in the vernacular) that life threw at me in 2019. For the first time in my life I experienced true loss and grief, followed by a global pandemic.
This period of crisis meant I was taking a somewhat forced "gap year" which is how I now choose to look at it. A time of healing and exploration, this time off really allowed me to consider what a fulfilling and meaningful life would look like for the real me, who has a zeal for not only learning, but also for sharing knowledge, teaching. I began teaching part time at the community college, following in my parents' footsteps, but that's when the entrepreneur bug bit, and coincidentally, I received a sign that it was time to go for it. (If you are curious about this sign, check out the ENTRE Institute link on this site, under Partners and Offers.)
So in February 2024, I was able to launch my own online business, Rae Digital Enterprises LLC, and kicked it off with the flagship channel, The Net Worth Network. I now get the privilege of combining my knowledge of accounting and finance, my passion for education, and a brand new craving I have for artistic freedom and creativity.
Rae Digital Ventures LLC is a single-member LLC and is a digital business focused on developing digital properties and providing online services across a variety of niches. The Company was born out of my entrepreneurial aspirations that have been suppressed for over a decade. The long-term plan for the company is to build a service agency to help other small businesses accomplish their financial and marketing goals, as well as to build multiple virtual properties to develop content in collaboration with both affiliate marketing and education business models.
The Net Worth Network is the flagship brand of the Company, created as a result of my own battles with money at certain points in my life, combined with my long-time concern that an unacceptable percentage of people struggle with money matters, and that lack of education plays a large part in that struggle.
My vision for this channel is for a community and a resource for ordinary people like you and me to become empowered to make confident financial decisions and build an extraordinary life and legacy for their families.
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Here you will find all my new blog entries and articles about tips, strategies, products, tools to help you live your best financial life.
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"True self-confidence is the courage to be open—to welcome change and new ideas regardless of their source." - Carol Dweck
Have you ever felt that your financial goals are just out of reach? Or perhaps you've found yourself stuck in a cycle of financial stress and anxiety? It's time to break free from these limiting beliefs and unlock your path to wealth with positive money affirmations.
The reason I'm so passionate about practicing positive affirmations related to money? I was a HUGE skeptic about this. But I was at my lowest, I needed a change, and my entrepreneurial community that I'm a part of recommended a book: Secrets of the Millionaire Mind by T. Harv Eker. It changed my outlook, so I decided to at least try it. And now I am shouting it from the rooftops! It actually does work!
These powerful statements, backed by experts, can help you cultivate a wealth-attracting mindset. Let's dive into the world of positive money affirmations and discover how they can change your financial life.
Positive money affirmations are simple, positive statements that you repeat to yourself to shift your mindset towards wealth and abundance. These affirmations aim to replace negative, self-limiting beliefs about money with empowering, constructive thoughts. By doing so, you can rewire your brain to think more positively about your financial potential.
I don't know about you, but when I'm attempting something for the first time, or if I'm given a treatment for some ailment, I like to do my research. I want to understand why and how such treatments work on the human mind and body.
Imagine my surprise when I found so much research out there and various theories on why affirmations work. There is not an overall consensus, but there are many possible reasons, backed by science and psychology, as to why affirmations work. I personally think it must be a combination of several concepts - let's take a look:
When you repeat positive affirmations, you engage the brain's neural pathways, creating new patterns of thinking. Neuroplasticity, the brain's ability to reorganize itself by forming new neural connections, plays a crucial role here. Affirmations help to strengthen these new, positive pathways, making it easier to adopt a wealth mindset.
Affirmations are not just about positive thinking; they have tangible psychological benefits. Studies have shown that affirmations can reduce stress, improve problem-solving abilities, and enhance overall mental well-being. When you feel good mentally, you're more likely to make sound financial decisions and take actions that align with your wealth goals.
Affirmations align with cognitive-behavioral principles by challenging and replacing negative or self-limiting beliefs with more positive and empowering ones. By consciously directing your thoughts and beliefs towards desired outcomes, you can gradually shift your mindset and behaviors in line with those intentions.
Affirmations can act as a form of priming, a psychological phenomenon where exposure to a stimulus influences subsequent behavior or responses. By repeatedly exposing yourself to positive affirmations related to specific goals or traits, you prime your mind to be more attuned to opportunities and behaviors that align with those affirmations.
Many people operate from a scarcity mindset, believing there's never enough money to go around. Positive money affirmations help shift this perspective to one of abundance, where opportunities for wealth and prosperity are plentiful. This shift in mindset is crucial for attracting and creating wealth.
Regularly practicing money affirmations can boost your financial confidence. When you truly believe in your ability to manage and grow your wealth, you're more likely to take proactive steps towards achieving your financial goals.
Experts in financial psychology and personal development often recommend specific money affirmations to help individuals transform their financial mindset. Here are a few powerful examples:
"I am a magnet for wealth and abundance."
"Money flows to me easily and effortlessly."
"I am worthy of financial success."
"My income is constantly increasing."
"I am open to receiving all the wealth life offers me."
While expert-recommended affirmations are effective, crafting your own personalized affirmations can be even more powerful. Personal affirmations resonate more deeply because they reflect your unique goals and values.
Be Positive: Focus on what you want to achieve, not what you want to avoid.
Be Present: Phrase affirmations in the present tense, as if you have already achieved your goal.
Be Specific: The more specific your affirmation, the more impactful it will be.
Keep It Simple: Short, simple affirmations are easier to remember and repeat.
The key to making affirmations work is consistency. Integrate them into your daily routine to reinforce the positive messages. Here are some tips:
Morning Routine: Start your day by reciting your affirmations to set a positive tone.
Visualization: Combine affirmations with visualization techniques to enhance their effectiveness.
Writing Practice: Write down your affirmations daily to reinforce them in your mind.
Use technology to your advantage. Set reminders on your phone or computer to prompt you to repeat your affirmations throughout the day. You can also place sticky notes with your affirmations in visible places around your home or office.
Consistency in practicing affirmations helps to create a habit. The more regularly you practice, the more deeply the affirmations will embed into your subconscious mind, influencing your thoughts and behaviors.
Keep a journal to track your progress with affirmations. Note any changes in your financial situation or mindset. Reflecting on your progress can boost your motivation and reinforce the power of affirmations.
It's natural to feel skeptical about the effectiveness of affirmations, especially if you're new to the practice. Addressing common concerns can help overcome doubt:
"It feels silly to repeat these phrases." It's okay to feel awkward at first. Trust the process and give it time.
"How can words change my financial situation?" Affirmations work by changing your mindset, which in turn influences your actions and decisions.
Besides, what do you have to lose from trying it?
Start with small, believable affirmations if you're struggling with skepticism. As you see positive changes, gradually increase the scope of your affirmations.
Incorporate affirmations into your morning rituals. As you brush your teeth, look in the mirror and repeat your affirmations. This practice sets a positive tone for the day and reinforces your wealth mindset.
Combine physical activity with affirmations. Whether you're jogging, doing yoga, or lifting weights, repeat your affirmations to boost both your physical and mental strength.
End your day with affirmations. Reflect on your day, acknowledge your financial successes, and affirm your goals for the future.
Affirmations are a powerful tool, but they work best when combined with practical financial strategies. Create a budget and use affirmations to reinforce your commitment to saving and spending wisely.
Use affirmations to build confidence in your investment decisions. Remind yourself that you are knowledgeable and capable of making wise investment choices.
Money is a significant source of stress for many people. Positive money affirmations can help reduce this stress by fostering a sense of control and confidence over your financial situation.
Affirmations can improve your overall self-esteem. When you believe in your ability to manage and grow your wealth, you feel more empowered in other areas of your life as well.
Yes, positive money affirmations can be effective. They help rewire your brain to adopt a more positive mindset towards money, which can influence your financial decisions and actions.
Consistency is key. Aim to repeat your affirmations at least once a day, but the more often, the better. Integrating them into your daily routine ensures they become a natural part of your thought process.
Absolutely! Personalizing your affirmations can make them more effective. Ensure they are positive, present tense, specific, and simple.
It's common to feel skeptical initially. Start with small, believable affirmations and gradually build up. As you begin to see positive changes, your belief in the power of affirmations will grow.
While affirmations are powerful, they should complement, not replace, practical financial strategies. Use them alongside budgeting, saving, and investing to maximize their effectiveness.
Unlocking wealth and financial success is within your reach, and positive money affirmations can be a powerful tool on this journey. By shifting your mindset from scarcity to abundance and building confidence in your financial decisions, affirmations can transform your relationship with money. Start incorporating them into your daily routine, and watch as your financial situation begins to change for the better. Remember, the path to wealth begins with a single positive thought.
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Disclosure: I am a referral partner (also known as: affiliate) for the offers and products presented on this page and any related linked pages. I am not a paid employee. I may receive commission if you click a link or button on this page and choose to purchase something. You can rest assured I will only share things that I genuinely believe in and will truly be of value to you.
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