With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
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FISCALLY FIT
FINANCIALLY LIT
Our site will be changing frequently as we are building the network, which launched in February 2024. I would love to hear feedback from you! What is the area that causes you anxiety? What would you like to learn more about? Take the New Audience Survey and let us know!
Hello!
I'm
Danielle
Founder, The Net Worth Network
With statistics like this in the U.S., to say that there's room for improvement is an understatement! I want to do my part in sharing my financial independence journey, including strategies and tips in areas like budgeting, credit/debt, saving, investing, earning money online, the gig economy, small business topics and so much more!
The NWN is a community and resource hub for all things FIN LIT. Join me in spreading the knowledge and making a positive change in our society!
Let's get
FISCALLY FIT
FINANCIALLY LIT
Our site will be changing frequently as we are building the network, which launched in February 2024. I would love to hear feedback from you! What is the area that causes you anxiety? What would you like to learn more about? Take the New Audience Survey and let us know!
Be sure to sign up with your best email address for updates, periodic newsletters, recommendations and offers on products and tools, and freebie giveaways!
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@thenetworth_network
Danielle Runyon
CPA, Educator, Content Creator, Student for Life
From an early age, whenever someone posed the question, "What do you want to do when you grow up?" I have responded with another question: "Is there such a thing as a professional student?" I have always loved school, and if I could, I would go back and master a new subject every few years!
Born in Indiana and raised across the River in Owensboro, KY, I eventually made the move to Lexington and attended the University of Kentucky, studying Accounting and Spanish, earning my B.S. in Accountancy in December 2007, and subsequently finishing up Spanish in 2008. I became a CPA (certified public accountant) and spent more than a decade working in public accounting with one of the best auditing practices in the world. And I believe I would have continued down this very expected path in life, except for the multitude of growth opportunities (a.k.a. crises, in the vernacular) that life threw at me in 2019. For the first time in my life I experienced true loss and grief, followed by a global pandemic.
This period of crisis meant I was taking a somewhat forced "gap year" which is how I now choose to look at it. A time of healing and exploration, this time off really allowed me to consider what a fulfilling and meaningful life would look like for the real me, who has a zeal for not only learning, but also for sharing knowledge, teaching. I began teaching part time at the community college, following in my parents' footsteps, but that's when the entrepreneur bug bit, and coincidentally, I received a sign that it was time to go for it. (If you are curious about this sign, check out the ENTRE Institute link on this site, under Partners and Offers.)
So in February 2024, I was able to launch my own online business, Rae Digital Enterprises LLC, and kicked it off with the flagship channel, The Net Worth Network. I now get the privilege of combining my knowledge of accounting and finance, my passion for education, and a brand new craving I have for artistic freedom and creativity.
Rae Digital Ventures LLC is a single-member LLC and is a digital business focused on developing digital properties and providing online services across a variety of niches. The Company was born out of my entrepreneurial aspirations that have been suppressed for over a decade. The long-term plan for the company is to build a service agency to help other small businesses accomplish their financial and marketing goals, as well as to build multiple virtual properties to develop content in collaboration with both affiliate marketing and education business models.
The Net Worth Network is the flagship brand of the Company, created as a result of my own battles with money at certain points in my life, combined with my long-time concern that an unacceptable percentage of people struggle with money matters, and that lack of education plays a large part in that struggle.
My vision for this channel is for a community and a resource for ordinary people like you and me to become empowered to make confident financial decisions and build an extraordinary life and legacy for their families.
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My Financial & Lifestyle Blog
Here you will find all my new blog entries and articles about tips, strategies, products, tools to help you live your best financial life.
Let's get fiscally fit and financially lit together!
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Your greatest asset is your earning ability. Your greatest resource is your time. -Brian Tracy
In today's digital age, making money online has never been easier. With countless apps available, the challenge is to find the best ones that are both legitimate and profitable. Are you ready to discover how your smartphone can turn into a money-making machine? Let’s dive into the top 10 money-making apps in 2024 that can help you earn extra cash or even build a substantial side income.
What is Swagbucks?
Swagbucks is a versatile app that lets you earn points (SB) for doing everyday tasks like taking surveys, watching videos, shopping online, and playing games. It's a go-to for anyone looking to make a bit of extra cash without much effort.
How to Maximize Your Earnings on Swagbucks
- Daily Goals: Complete the daily
goals to earn bonus points.
- Surveys: Participate in high-paying surveys.
- Referral Program: Invite friends to join and earn a percentage of their earnings.
Swagbucks is the Swiss Army knife of money-making apps. There’s something for everyone, and the points add up quickly.
Check out what offers, games, surveys, or cash back shopping rewards fit for your circumstances. Click here to sign up and start earning. Also check out my video here, where I walk you through an example of how it works and the offers to look for to get the biggest bang for your buck!
Why Choose Fiverr?
Fiverr is a marketplace where freelancers can offer services starting at $5. Whether you're a writer, graphic designer, or programmer, you can find gigs that match your skills.
How to Stand Out on Fiverr
- Unique Gigs: Offer unique services that stand out.
- Professional Profile: Create a professional and detailed profile.
- Customer Reviews: Focus on delivering excellent service to get positive reviews.
Think of Fiverr as a digital marketplace where your skills are the products. The more unique and polished your offerings, the higher your earnings.
Click here to sign up and create your profile and start earning as a freelancer on one of the most popular online gig sites.
How to Make Money on Poshmark
Poshmark is a platform for buying and selling fashion items. If you have gently used clothes or accessories, you can turn them into cash.
Tips for Successful Selling on Poshmark
- High-Quality Listings: Use clear, high-quality photos.
- Descriptive Listings: Write detailed descriptions.
- Engagement: Engage with the community to boost visibility.
Selling on Poshmark is like having your own boutique. With the right items and presentation, you can make a significant profit.
Click here to sign up and the next time you clean out your closet, post your items here for extra cash instead of throwing them out! It's another way to promote sustainability too, given the fashion industry's rather large environmental footprint.
What Upwork Offers
Upwork is a freelance platform where you can offer your professional services. From writing and graphic design to software development, there are opportunities in various fields.
How to Succeed on Upwork
- Strong Proposals: Write strong, customized proposals.
- Portfolio: Build a robust portfolio showcasing your work.
- Networking: Network with clients for repeat business.
Upwork is like a digital office where you can set up shop and attract clients worldwide. With dedication, it can become a substantial income source.
Sign up here to get paid for your special professional services. This is also a great place to test the waters and get practice with your specific services before launching a full-time business.
Why Choose Etsy?
Etsy is a global marketplace for handmade, vintage, and unique items. If you have a knack for crafting or creating unique products, Etsy can be a great platform to showcase and sell your work.
Tips for Successful Selling on Etsy
- Unique Products: Offer unique, high-quality products that stand out.
- Professional Photos: Use professional photos to showcase your items.
- Customer Service: Provide excellent customer service to build a loyal customer base.
Etsy is like a digital craft fair. It allows creative individuals to turn their passions into profit. Click here to sign up.
Pro tip: even if you don't make anything physical, there's a market for digital products like journals, workbooks, and more!
What is Freecash?
Freecash is a platform, similar to Swagbucks, where you can earn money and cryptocurrency by completing tasks, taking surveys, and trying out apps. It's a flexible way to earn extra cash in your free time.
How to Maximize Your Earnings on Freecash
- High-Paying Offers: Focus on high-paying tasks and surveys.
- Daily Bonuses: Take advantage of daily bonuses and rewards.
- Referral Program: Invite friends to join and earn a percentage of their earnings.
Freecash is like a digital treasure hunt popular with tech enthusiasts and It offers various ways to earn, making it both fun and rewarding.
Click here to sign up and start hunting! Another bonus? The payout is really quick compared to a lot of the other similar apps.
How to Make Money with Voice 123
Voice 123 is a platform for voice actors to find gigs. If you have a great voice and enjoy voice acting, this app connects you with clients looking for voiceover talent.
Tips for Success on Voice 123
- Professional Demos: Create professional demos showcasing your voice.
- Profile Optimization: Optimize your profile with detailed descriptions and keywords.
- Client Engagement: Engage with clients professionally to build long-term relationships.
Voice 123 is like the Broadway of voice acting. It offers a stage for your voice and opens up countless opportunities.
Sign up Here. If Voice Acting and voiceover work is your thing, there's numerous other apps you should try to maximize your chances of getting a gig! Check out Voices.com, Voice Bunny, and Snap Recording.
Why Choose Kindle Publishing?
Kindle Direct Publishing (KDP) allows you to publish your books and reach millions of readers on Amazon. If you love writing, KDP can turn your passion into profit.
Tips for Successful Kindle Publishing
- Quality Content: Write high-quality, engaging books.
- Professional Covers: Invest in professional cover designs.
- Marketing: Use social media and Amazon’s marketing tools to promote your books.
Publishing on Kindle is like opening a bookstore where the world is your customer. It’s a fantastic way to share your stories and earn money.
Try KDP here. Pro tip: Think beyond traditional books and novels - KDP is good for publishing creative journals and workbooks, too! You can even publish short, informational e-Books in a digital format, with an option for the physical copy if you choose.
What is Gramlee?
Gramlee is an online editing service where freelance editors can find work. If you have a keen eye for detail and enjoy editing, Gramlee offers opportunities to polish other people's writing.
Tips for Success on Gramlee
- Professional Skills: Hone your editing skills to provide top-notch service.
- Timely Delivery: Deliver edits on time to build a good reputation.
- Client Feedback: Use client feedback to improve and attract more work.
Editing for Gramlee is like being a wordsmith for hire. It’s a rewarding way to help others and earn money.
Check out Gramlee here. Some more editing for hire sites to check out include Scribendi, Scribber and Proofreadanywhere.
How to Make Money with Mental Floss
Mental Floss is a platform that offers freelance writing opportunities. If you have a knack for writing engaging and informative content, you can earn money by contributing to their site.
Tips for Success on Mental Floss
- Unique Voice: Develop a unique and engaging writing style.
- Research: Conduct thorough research to provide accurate and interesting content.
- Pitch Ideas: Regularly pitch fresh and relevant ideas to the editorial team.
Writing for Mental Floss is like joining a community of curious minds. It’s a platform that values creativity and quality.
Check out this article on how to pitch a story to Mental Floss Here. Other writing service sites and apps you should try if freelance writing is your thing include Pro Blogger, Contently and Listverse.
To get the most out of these money-making apps, follow these tips:
Set aside specific times for working on these apps to ensure consistent earnings without overwhelming yourself.
Select tasks that match your skills and availability to maximize efficiency and profitability
Using multiple apps can diversify your income streams and increase your overall earnings.
Establish clear boundaries to prevent online work from interfering with your personal and professional life.
Focus on high-priority tasks first and use your time effectively to achieve your goals.
Check online communities, such as Reddit, for any specific tips or do's and don'ts for the latest opportunities on the selected app
1. How much can I realistically earn with these apps?
Earnings vary based on the time you invest and the tasks you choose. Some apps offer higher earning potential than others, depending on your skills, experience and availability.
2. Are these apps safe to use?
Yes, these apps are widely recognized and have secure payment methods. Always read reviews and do your research to ensure safety.
3. How do I avoid scams when using money-making apps?
Stick to reputable apps, read user reviews, and avoid offers that seem too good to be true.
4. Can I use multiple apps at once?
Absolutely! Using multiple apps can diversify your income streams and increase your earnings.
5. What if I have no experience with these types of apps?
Most of these apps are user-friendly and offer tutorials to help you get started. Start with simple tasks and gradually take on more complex ones as you gain confidence.
The rise of money-making apps presents countless opportunities to boost your income right from your smartphone. Whether you’re looking to earn a little extra cash or build a significant side income, these apps provide the flexibility and potential you need. So, why not turn your idle hours into profitable ones? Download these apps today and start earning extra income - every little bit adds up and it counts!
Remember, the key to success with these apps is consistency and dedication. By leveraging the right strategies, and your unique talents, you can maximize your earnings and get some more use out of your smartphone beyond doom scrolling social media ! Are you ready to take advantage of the many opportunities this modern digital economy offers? The possibilities are at your fingertips!
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Disclosure: I am a referral partner (also known as: affiliate) for the offers and products presented on this page and any related linked pages. I am not a paid employee. I may receive commission if you click a link or button on this page and choose to purchase something. You can rest assured I will only share things that I genuinely believe in and will truly be of value to you.
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